At Howard Miller Insurance Agency, we strive to provide quality insurance policies and outstanding customer service to everyone we meet. As an independent agency, we work with a wide range of top carriers to help you find the perfect coverage to fit your needs. Howard has over 59 years of experience in the insurance industry, so you can rest assured that you’re in good hands.

We pride ourselves on treating each customer like family, and we hope that you will trust us to help you protect what matters most in life. Contact us for a quote today!

Common Types of Surety Bonds & How They Work

Posted: May 19, 2022

A surety bond is a contract that ensures specific obligations are met. These bonds are often required for contractors working on government contracts. They are performance-based. A surety bond is a guarantee between three parties. The parties in a surety bond are: The Principal: The individual who is required to have a surety bond. The Obligee: The individual requesting the bond. The Surety Company: The...

Understanding What Your Home Insurance Policy Covers

Posted: May 16, 2022

Understanding your home insurance policy and what it covers is essential but easier said than done. Insurance contracts are written in a legal language unfamiliar to most of us. To understand your coverage, you may want to get help from a local insurance agent. You need to know what is covered – hopefully long before you need to file a claim. You likely have homeowners'...

4 Things to Know About Employment Practices Liability Insurance

Posted: May 4, 2022

Employment Practices Liability Insurance or “EPLI” is a form of business insurance specifically to protect against employment-related lawsuits. While the suit may not be accurate, once filed, you will need to defend against the case, which can prove to be very expensive without this type of insurance. The right Employment Practices Liability Insurance can help you get through challenging legal situations without sustaining severe financial...